Calculator library

Free Investment Calculators

Pick a money question, adjust the assumptions, and get a clear next step without building your own spreadsheet.

10+ free tools
5 planning categories
Region aware Relevant tools appear based on your selected region
How this page works

Tools adapt to your selected region, with labels and defaults tailored locally. Start with emergency savings, then debt payoff, monthly investing, housing decisions, and retirement planning.

Region-aware No sign-up Instant results

Investing

Compounding, growth, and regular contributions.

India mutual funds

SIP vs Lump Sum Calculator

Compare monthly SIP vs one-time lump sum investment. Test with real market scenarios like 2008 crash and COVID.

SIPLump sum
Open Tool
Monthly investing

SIP Calculator

Calculate your SIP returns. Plan your mutual fund investments with detailed projections.

Mutual fundsGoal value
Open Tool
Growth model

Compound Interest Calculator

See the power of compounding. Calculate how your investments grow with different interest rates and frequencies.

Lump sumRecurring
Open Tool
Contribution planner

Monthly Investment Calculator

Plan regular monthly investments. Combine initial amount with monthly contributions to reach your goals.

Monthly habitTarget planning
Open Tool

Loans

Payoff strategy, installment schedules, and borrowing costs.

Debt payoff

Debt Payoff Calculator

Compare avalanche vs snowball, see your debt-free date, interest saved, timeline chart, and extra payment impact.

AvalancheSnowball
Open Tool
Housing decision

Rent vs Buy Calculator

Compare renting with buying using home price, mortgage rate, taxes, insurance, appreciation, and investment return.

Break-evenCheaper option
Open Tool
Canada housing

Home Affordability Calculator

Estimate a practical home budget, stress-test ceiling, CMHC premium, and the full monthly cost of a specific property.

Stress testMonthly cost
Open Tool
India loans

EMI Calculator

Home, personal & car loan EMI with reducing balance. See total interest, then compare live offers from partners.

EMITotal interest
Open Tool
Mortgage refinance

Mortgage Refinance Calculator

Estimate monthly savings, closing-cost break-even, stay-period savings, and interest impact before refinancing.

Break-evenRate change
Open Tool

Retirement & wealth

Withdrawals, net worth, and long-term planning.

Retirement income

Retirement Calculator

Estimate the nest egg you may need, project your retirement savings, and see whether your income goal looks funded.

Nest eggIncome goal
Open Tool
Canada registered accounts

RRSP vs TFSA Calculator

Compare RRSP and TFSA after-tax outcomes using tax rates, contribution room, expected return, and refund reinvestment.

RRSPTFSA
Open Tool
Paycheque planner

Salary Tax Calculator

Estimate take-home pay, payroll deductions, marginal tax rate, and how an RRSP contribution may change your refund.

Take-homeRRSP refund
Open Tool
Tax-advantaged accounts

401(k), HSA & IRA Calculator

Compare employer match, HSA tax benefits, Roth IRA, Traditional IRA, and suggested contribution order.

401(k)HSA / IRA
Open Tool
Withdrawal plan

SWP Calculator

Plan systematic withdrawals from your retirement savings. See how long your money lasts with inflation-adjusted withdrawals.

SWPInflation
Open Tool
Net worth path

Future Wealth Calculator

Project your net worth at 30, 40, and 60 using income, savings rate, and long-term return assumptions.

MilestonesSavings rate
Open Tool
Cash safety

Emergency Fund Calculator

Estimate your target emergency fund, current gap, and monthly savings plan using expenses, job stability, dependents, and debt level.

Target fundMonthly plan
Open Tool
Monthly cash flow

Budget Planner Calculator

Map income, needs, wants, savings, surplus or shortfall, 50/30/20 zones, and a 10-year savings projection.

50/30/20Cash flow
Open Tool

Crypto

Bitcoin, Ethereum, and DCA simulations.

Volatility planner

Crypto DCA Calculator

Simulate dollar-cost averaging into Bitcoin, Ethereum. See best, worst, and expected returns with volatility.

BTC / ETHDCA
Open Tool
Bitcoin target

Bitcoin $1M Goal Calculator

Estimate when a Bitcoin portfolio could reach $1M using contribution inputs and multiple price scenarios.

$1M goalScenarios
Open Tool

Strategies

Concepts explained in plain language—always verify with a professional.

Strategy explainer

Infinite Banking Concept

Learn “be your own banker” in four simple steps. Optional modeled cash value vs premiums—educational only, not an insurance quote.

Cash valueEducation
Open Tool