Calculator library

Free Investment Calculators

Pick a money question, adjust the assumptions, and get a clear next step without building your own spreadsheet.

10+ free tools
5 planning categories
Region aware Relevant tools appear based on your selected region
How this page works

Tools adapt to your selected region, with labels and defaults tailored locally. Start with emergency savings, then debt payoff, monthly investing, housing decisions, and retirement planning.

Region-aware No sign-up Instant results

Investing

Compounding, growth, and regular contributions.

India mutual funds

SIP vs Lump Sum Calculator

Compare monthly SIP vs one-time lump sum investment. Test with real market scenarios like 2008 crash and COVID.

SIPLump sum
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Monthly investing

SIP Calculator

Calculate your SIP returns. Plan your mutual fund investments with detailed projections.

Mutual fundsGoal value
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Growth model

Compound Interest Calculator

See the power of compounding. Calculate how your investments grow with different interest rates and frequencies.

Lump sumRecurring
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Contribution planner

Monthly Investment Calculator

Plan regular monthly investments. Combine initial amount with monthly contributions to reach your goals.

Monthly habitTarget planning
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Loans

Payoff strategy, installment schedules, and borrowing costs.

Debt payoff

Debt Payoff Calculator

Compare avalanche vs snowball, see your debt-free date, interest saved, timeline chart, and extra payment impact.

AvalancheSnowball
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Housing decision

Rent vs Buy Calculator

Compare renting with buying using home price, mortgage rate, taxes, insurance, appreciation, and investment return.

Break-evenCheaper option
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India loans

EMI Calculator

Home, personal & car loan EMI with reducing balance. See total interest, then compare live offers from partners.

EMITotal interest
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Retirement & wealth

Withdrawals, net worth, and long-term planning.

Retirement income

Retirement Calculator

Estimate the nest egg you may need, project your retirement savings, and see whether your income goal looks funded.

Nest eggIncome goal
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Withdrawal plan

SWP Calculator

Plan systematic withdrawals from your retirement savings. See how long your money lasts with inflation-adjusted withdrawals.

SWPInflation
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Net worth path

Future Wealth Calculator

Project your net worth at 30, 40, and 60 using income, savings rate, and long-term return assumptions.

MilestonesSavings rate
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Cash safety

Emergency Fund Calculator

Estimate your target emergency fund, current gap, and monthly savings plan using expenses, job stability, dependents, and debt level.

Target fundMonthly plan
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Crypto

Bitcoin, Ethereum, and DCA simulations.

Volatility planner

Crypto DCA Calculator

Simulate dollar-cost averaging into Bitcoin, Ethereum. See best, worst, and expected returns with volatility.

BTC / ETHDCA
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Bitcoin target

Bitcoin $1M Goal Calculator

Estimate when a Bitcoin portfolio could reach $1M using contribution inputs and multiple price scenarios.

$1M goalScenarios
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Strategies

Concepts explained in plain language—always verify with a professional.

Strategy explainer

Infinite Banking Concept

Learn “be your own banker” in four simple steps. Optional modeled cash value vs premiums—educational only, not an insurance quote.

Cash valueEducation
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