Transparency

Disclosures

Last reviewed: May 18, 2026

We want visitors to understand what Wealthton does, does not do, and how the site stays educational.

Purpose

Free educational tools

Wealthton provides free finance calculators and educational guides. Visitors can use the site without creating an account or paying for access.

Outputs are scenario results based on the inputs entered. They are meant to help readers compare choices, not to tell them what they personally must do. A calculator can show how a plan behaves under assumptions; it cannot know every account rule, household constraint, tax detail, or risk preference.

Independence

No paid advice or product sales

Wealthton does not sell personalized investment advice, does not manage money, does not broker financial products, and does not promise returns.

Calculator outputs are based on user inputs and published assumptions. They are not quotes, approvals, guarantees, or professional financial plans.

Privacy and ads

Advertising and cookies

The site may use analytics, cookies, or advertising scripts as described in the Privacy Policy. Those services help measure usage or support the site; they do not rewrite calculator logic or change article conclusions.

If advertising appears, it should be clearly separate from the editorial and calculator experience.

Limits

What visitors should verify

Important decisions may require checking tax rules, lender documents, account terms, insurance contracts, benefit rules, or professional advice in your country or state.

If a page feels incomplete, confusing, or too generic, visitors can use the feedback box to tell us what to improve.

Editorial line

How we separate education from advice

Wealthton can explain concepts such as compounding, debt payoff order, mortgage affordability, retirement withdrawal risk, or the tradeoff between cash and investing. We do not recommend a specific security, lender, insurance policy, tax strategy, or personal account allocation.

When a page compares options, the goal is to show which assumptions matter. The final decision still belongs to the reader and should be checked against their documents, local rules, and professional advice where needed.

Advertising

How ads are treated

Advertising may help support the site, but it does not determine calculator logic, article conclusions, or learning course structure. Ads should not be presented as navigation, calculator results, or editorial recommendations.

We also avoid placing ad code on low-intent policy pages and thin utility pages during approval work because those pages exist mainly for transparency, support, or navigation rather than monetization.

Corrections

How corrections are handled

If a reader reports a broken formula, unclear wording, stale rule, or misleading example, we review the page and update it when the issue is valid. Corrections should improve the reader’s ability to understand the decision, not simply change a sentence to sound newer.

For changing rules, we prefer linking to official sources or clearly stating that readers should verify the current limit before acting.

Examples

Why examples use rounded numbers

Examples often use rounded inputs because the lesson is usually about direction, sensitivity, and tradeoffs. A rent-versus-buy example may show how selling costs matter. A debt example may show why high interest changes the order. The exact dollar amount is less important than the relationship between the inputs.

Readers should replace example values with their own numbers before making a decision.