Privacy Policy

Policy details

Wealthton (“we,” “us”) operates the website at wealthton.com (the “Site”), including free investment and planning calculators. This policy explains what information may be collected when you use the Site and how it is used.

Information you provide

Our calculators and tools run primarily in your web browser. Amounts, rates, and other inputs you enter are used on your device to show results. We do not require an account to use the Site, and we do not ask you to submit personal financial data to our servers for calculation.

In practical terms, this means you can test scenarios without opening an account profile. Inputs such as salary, contribution amount, loan terms, or withdrawal plans are processed locally for on-screen results unless a page clearly states that a third-party data request is required for a live rate feed.

If you contact us through the form on our Contact page, the form submits your name, email address, and message to FormSubmit for delivery to Wealthton's listed contact inbox. FormSubmit is a third-party service; its own processing and retention practices are governed by its terms and privacy information. Please do not include sensitive personal or financial information in your message. We have not verified FormSubmit's retention period or all of its processing practices.

Chat assistant

If you use the chat assistant, the recent messages you type, your selected region, and the title and address of the page you are on are sent to Wealthton's server, which forwards them to a third-party AI provider to generate a reply. The server code supports Groq, Google Gemini, OpenRouter and an optional self-hosted model; which of these is enabled is a server setting. Please do not type personal, account or sensitive financial details into the chat. We have not verified these providers' retention periods or whether they use submitted text to train models.

Page feedback form

The feedback form at the bottom of content pages submits your rating, your optional comment, and the title and address of the page to FormSubmit, the same third-party service used by the Contact form. Your browser also keeps a small record on your device that you rated the page (the rating, the comment length and the time).

Automatically collected information

Like most websites, we and our service providers may collect certain technical information automatically, such as:

• Pages viewed and approximate timing of visits
• Browser type, device type, and general geographic region (e.g. country), often derived from IP address
• Referring URL

We use this information to understand how the Site is used, to improve our tools and content, and to keep the Site secure.

Analytics

We use Google Analytics to measure traffic and usage patterns. Google may collect data as described in Google’s privacy policy. You can learn more about Google’s practices and opt-out options at Google Privacy Policy and Google Analytics Opt-out.

For visitors in the European Economic Area (EEA), the United Kingdom and Switzerland, the Site sets Google's analytics and advertising storage permissions to “denied” by default, before any measurement is sent, and uses Google's consent management tool to record your choice (see Consent choices). While storage is denied, Google's tags may still send limited measurement signals that do not use cookies. If you consent to Google storing information on your device, the Site then allows analytics storage; if you decline, or if the consent tool is unavailable, it stays denied. For visitors elsewhere, Google Analytics runs without a consent prompt and may set its own cookies (such as _ga).

Local storage

The Site stores the following in your browser’s local storage. It stays on your device and is not sent to us as a profile:

• Your chosen region and currency, and the detected country if automatic detection ran
• Whether the chat panel was last open or closed
• A record that you rated a page (see Page feedback form)
• On Blog and Learn pages, a visit count, a visit streak and the articles or courses you read, saved, started or completed
• Your last score in the Money Path game

You can clear site data in your browser settings at any time.

Approximate location (currency selection)

If you have not already chosen a region, the Site sends a request to the third-party geo-IP service ipapi.co to suggest a default region and currency. That request exposes your IP address to that service and is made before any consent message is shown. It is subject to that provider’s terms and privacy policy. You can override the choice using the region and currency controls in the navigation.

Other third-party requests

Some pages load charting code from the jsDelivr content network, and some calculators request live prices or rates from providers such as CryptoCompare, Binance and mfapi.in, or from public sources through Wealthton's server. These requests reveal your IP address and browser details to those providers so that the page can work. We do not use them for advertising.

Cookies and similar technologies

The Site itself sets no cookies of its own for visitors; the only cookie it sets is a sign-in session cookie for its private administration area. Google Analytics and Google's advertising and consent tools may set cookies, and we use local storage as described above, for the purposes described above. Advertising partners may also set cookies as described in the Advertising section. You can control cookies through your browser settings.

Advertising

We may show advertisements on the Site through third-party advertising networks such as Google AdSense. Those partners may use cookies, mobile advertising IDs, web beacons, and similar technologies to deliver and measure ads and, where permitted, to personalize ads based on your activity on this Site and other sites or apps.

For more on how Google uses information from sites that use its services, see How Google uses information from sites or apps that use our services. You can learn about Google’s ads practices at Google’s use of cookies in advertising and adjust personalized ads from Google at Google Ads Settings.

The Site loads Google's consent management tool first. It requests the Google AdSense library only after that tool reports either that consent is not required for your location or that you have consented to Google storing information on your device. If you decline, the Site does not request Google ads. If the consent tool does not load, is blocked, or does not report, the Site does not request ads either. The Site does not show a consent banner of its own.

Consent choices (EEA, UK and Switzerland)

Google's policies require consent for cookies and similar storage, and for personalized ads, from visitors in the EEA, the UK and Switzerland, collected through a consent management platform. Whether and when a consent message is shown to you is set by the configuration of Wealthton's Google account and by Google's regional targeting, not by this Site's code alone.

When consent applies to you and Google's consent tool is available in your browser, a Privacy settings button appears in the page footer so you can review or change your choices at any time. If you change a decision from declined to accepted, ads can be requested during that visit; if you withdraw consent after ads have loaded, the change takes full effect on your next page load. You can also withdraw consent by clearing cookies and site data in your browser, by changing your Google Ads Settings, or by using the Google Analytics opt-out.

Third-party links and embeds

The Site may link to third-party websites or services. We are not responsible for their privacy practices. We encourage you to read their policies before using those services.

Children’s privacy

The Site is not directed at children under 13, and we do not knowingly collect personal information from children. If you believe we have collected such information, please contact us so we can delete it.

Data retention and security

Analytics providers may retain usage data according to their own policies. We take reasonable steps to protect the Site, but no method of transmission over the Internet is completely secure.

Your rights and choices

Depending on where you live, you may have rights to access, correct, or delete personal data, or to object to certain processing. Because we minimize collection of personally identifiable information, much of what you see on the Site is processed locally or as aggregated analytics. For requests related to data held by Google Analytics, you may also use Google’s tools and settings.

No sale of personal financial inputs

We do not sell your calculator inputs as a personalized financial profile. Where advertising or analytics partners are used, data handling follows those providers' documented practices and applicable law. You can reduce tracking signals by adjusting browser privacy settings, cookie controls, and ad personalization settings described above.

Because privacy regulation and terminology can vary by jurisdiction, this page should be read together with the linked provider policies and your local legal rights framework.

International visitors

The Site is operated from jurisdictions where our hosting and analytics providers may process data. By using the Site, you understand that information may be processed in countries that may have different data protection laws than your own.

Changes to this policy

We may update this Privacy Policy from time to time. We will post the revised policy on this page and update the “Last updated” date above. Continued use of the Site after changes constitutes acceptance of the updated policy.

Contact

For questions about this Privacy Policy, please contact us via our Contact page.